SMARTFINDER "INVESTMENT CLUB"
NEW service to Connect Investors to Property Owners
Smartfinder Home is now enabling investors to earn interest through loans to home owners, as a substitute to banks and with the same guarantees.
The investor's loan is secured via a loan agreement, that fixes the interest rate and the repayment schedule, and is registered with a notaire who will take a "hypotheque" on the property.
Each investor and homeowner can negotiate the precise terms of the loan arrangement as they wish, but Smartfinder Home provides standard guidelines via a template that serves as the basis of a fair agreement and to facilitate its conclusion.
Key Guidelines
- Home owners/buyers must have a safe and sound profile, and we will only recommend you to investors if you can demonstrate banks have provided you with credit recently.
- Investors must be ready to provide a competitive interest rate, close to the current rate for mortgages and be ready to provide some added flexibility in the repayment schedule compared to banks.
- Smartfinder Home after introducing investors with homeowner, will also provide a template loan agreement and facilitate contact with the notaire who registers the agreement, while limiting our introductory fee to 1-2% of the loan amount.
This is well below fees of brokers or peer-to-peer lending platforms that take 8% in total.
Investor club - sign-up and get:
- regular updates on investment opportunities, linked to this new "peer-to-peer" service
- a selection of "buy-to-let" properties in the best locations
- events for our active investors, where you can meet and exchange with our team and fellow investors
Contact us now to join our investment club, so we can share with you current opportunities, and examples of loan agreements via email or on a call !
Smartfinder Home is now enabling investors to earn interest through loans to home owners, as a substitute to banks and with the same guarantees.
The investor's loan is secured via a loan agreement, that fixes the interest rate and the repayment schedule, and is registered with a notaire who will take a "hypotheque" on the property.
Each investor and homeowner can negotiate the precise terms of the loan arrangement as they wish, but Smartfinder Home provides standard guidelines via a template that serves as the basis of a fair agreement and to facilitate its conclusion.
Key Guidelines
- Home owners/buyers must have a safe and sound profile, and we will only recommend you to investors if you can demonstrate banks have provided you with credit recently.
- Investors must be ready to provide a competitive interest rate, close to the current rate for mortgages and be ready to provide some added flexibility in the repayment schedule compared to banks.
- Smartfinder Home after introducing investors with homeowner, will also provide a template loan agreement and facilitate contact with the notaire who registers the agreement, while limiting our introductory fee to 1-2% of the loan amount.
This is well below fees of brokers or peer-to-peer lending platforms that take 8% in total.
Investor club - sign-up and get:
- regular updates on investment opportunities, linked to this new "peer-to-peer" service
- a selection of "buy-to-let" properties in the best locations
- events for our active investors, where you can meet and exchange with our team and fellow investors
Contact us now to join our investment club, so we can share with you current opportunities, and examples of loan agreements via email or on a call !
More information on guarantees offered to private lenders:
https://paris.notaires.fr/fr/actualites/pret-familial-quelles-precautions
https://paris.notaires.fr/fr/actualites/pret-familial-quelles-precautions
